Co-led FCA market study on General Insurance Pricing Practices
The practice of setting low prices to attract new customers and then “price walking” customers to higher prices on subsequent renewals had become a key…
Case Studies
Read MoreCo-led FCA market study on General Insurance Pricing Practices
Co-ordinated negotiations between banks and the Post Office
Branch closures lead to considerable political pressure on banks to ensure that communities can still access face-to-face banking services, such as depositing cash and cheques,…
Passed the Automated Vehicles Act, allowing self-driving cars in the UK
Technology to enable self-driving cars is developing rapidly, with the US company Waymo already operating self-driving taxis in San Francisco and Phoenix. However in the…
Bringing legal clarity to Business Interruption Insurance during Covid
During the COVID pandemic, many businesses such as hospitality businesses were forced to cease operating because of the risk of disease transmission. And many of…
Advising the water industry on regulatory reforms
The Independent Commission led by Sir Jon Cunliffe made a series of recommendations on reforming the regulation of the water industry, including the consolidation of…
Negotiated and implemented the first statutory regulations for LIBOR
The London Inter-Bank Offered Rate (LIBOR), a synthetic interest rate to which $500 trillion (not billion) worth of contracts was pegged, was found to be…
Legislated the Sustainable Aviation Fuel (SAF) mandate
There are many ways to reduce emissions from aviation, such as airspace modernisation, and eventually new technologies such as hydrogen planes. But the only way…
Initiated and led FCA initiative to transform culture in financial services
When Jonathan Davidson arrived at the FCA in 2016, it was facing a huge challenge in delivering effective supervision. With more than 60,000 firms to…
Reviewed the infrastructure programme of a strategic transport authority
A regional transport authority had an infrastructure investment programme that had evolved over many years, but many of the projects were dated, and the programme…
Led negotiations to bring to an end the £40bn PPI miss-selling scandal
Payment Protection Insurance redress had become industrialised, with claims management companies paying for high profile advertising campaigns to encourage potential victims of miss-selling to make…
Oversaw the roll out of electric charging points across the UK
One of the biggest barriers to the take up of electric cars by consumers is the availability of charge points. One third of households do…
Economic impact assessment of personal delivery devices
Personal delivery devices (PDDs) are AI-controlled robots that operate on pavements, delivering food and pharmaceuticals direct to people’s homes. Despite being overwhelmingly popular with both…